Buying a house guide and tips part 6 - closing date

After the title company and lender get all of the documents ready, we are headed to the final part of the house buying journey, the closing. For timely and smooth closing, the lender and the title company have to do a good job on their end and of course, your realtor must stay on the top of everything. On the closing day, both parties should sign the closing documents at the Title Company. You will need to bring an ID (i.e. driver s license) and closing funds in the form of certified funds (cashier's check). Keep in mind, that many title companies require the closing funds to be wired, to prevent a fraud that is going on with the cashier's check. For
that reason, check the money wiring options with your bank, or make sure that the bank has convenient location to get the cashier’s check ready. The amount you need to bring to the closing table will be in the final Closing Disclosure, which will be provided by the Title company or the lender at least a day before the closing.

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